Payment Plan Agreement

1. Agreement to Payment Plan

By enrolling in a payment plan with Port2Pay, you agree to make automatic recurring charges to your payment method on the schedule specified at the time of purchase. This agreement authorizes Port2Pay to charge your payment method for the deposit and subsequent installments until the total amount owed has been paid in full.

2. Payment Terms

• Deposit: A deposit is required upfront as specified during checkout. This deposit amount will be charged immediately upon plan approval.
• Installments: The remaining balance will be divided into equal installments as indicated in your plan details. Installments will be charged on the due dates specified.
• Payment Frequency: Installments may be charged weekly, bi-weekly, or monthly based on the payment plan selected.

3. Payment Methods

You authorize Port2Pay to charge the payment method on file (credit card, debit card, etc.) for all deposits and installments. You agree to maintain valid payment information and notify us immediately of any changes to your payment method or account details.

4. Late Payments and Failed Charges

• If a payment fails due to insufficient funds or other issues, we will attempt to retry the charge on subsequent business days.
• If a payment remains unpaid after 30 days, your account may be suspended, and you may lose access to course materials and services.
• Repeated failed payments may result in account termination and potential collection action.

5. Early Payment

You may pay off your remaining balance early without penalty. Contact our support team for early payment options.

6. Plan Cancellation

• The deposit is non-refundable once the purchase is completed and access to course materials has been granted.
• You may cancel future installments, but the deposit will not be refunded.
• Cancellation requests must be made in writing through your account portal.
• See our Refund Policy for additional details on cancellations and refunds.

6A. No Refunds on Subscription Packages

For subscription packages: There are no refunds on this subscription package because you are receiving a FDA prescription product that cannot be legally returned. Once your subscription begins, all payments are non-refundable and final. You may cancel future subscription renewals at any time, but no refunds will be issued for payments already made.

7. Disputes and Chargebacks

If you dispute a charge or initiate a chargeback without first contacting our support team, you may lose access to all course materials and services. We encourage you to contact us first to resolve any billing concerns.

8. Changes to Payment Plan

Port2Pay reserves the right to update payment plan terms with 30 days' notice. Changes will not affect existing active plans unless mutually agreed upon.

9. Responsibility

You agree to maintain accurate and current payment and contact information. You are responsible for any charges that result from outdated or incorrect information on your account.

10. Collection Efforts

If your account falls into default, you authorize Port2Pay to pursue collection efforts, including but not limited to contacting you by phone, email, or engaging a collection agency. You agree to pay reasonable collection costs and attorney fees if your account is referred for collection.

11. Agreement Acknowledgment

By clicking "Complete Purchase," you acknowledge that you have read, understood, and agree to all terms of this Payment Plan Agreement. You also confirm that you are at least 18 years old and have the authority to enter into this agreement.

Last updated: February 2026